Hi, I’m LJ, currently working as a General Manager in GML. Over the years, I’ve built extensive experience across retail and commercial banking, with a strong focus on credit risk, property finance, and risk assessment.

I’ve had the opportunity to lead diverse teams and deliver results in areas such as asset management, collections and recoveries, and market risk. I enjoy working at the intersection of strategy and execution, particularly when it comes to shaping policy, strengthening risk management frameworks, or navigating complex challenges like mergers and acquisitions, asset sales, and franchise operations.

I’m also passionate about people leadership, developing talent, building resilient teams, and aligning them around clear objectives. With a solid background in financial management and experience in directorships, I bring a balanced perspective on performance, governance, and sustainable growth.

Ultimately, I enjoy solving problems, making decisions that matter, and helping businesses move forward with confidence.